**Cards will have both bank service functions and financial IC cards without conflict

The New Zealand Office held a press conference this morning. Li Dongrong, assistant to the Governor of the People's Bank of China, introduced the work related to the financial function of the social security card. Mr. Li Dongrong said that since 2009, the People’s Bank of China and the commercial banks have adopted a positive and open attitude in response to the urgent needs of the people in the community for convenient, safe and fast social security and financial services. In the technologically advanced integration of chip functions, close cooperation was carried out to jointly study and formulate a social security card promotion work plan for loading financial functions.

According to the “Notice on Loading Social Security Card Financial Functions” issued by the Ministry of People's Insurance Department and the Central Bank earlier, the social security card loading financial function is mainly realized by loading banking business applications on social security cards. This means that the cardholder, who has the social security and public employment service e-vouchers, has the basic functions of social security cards such as information records, information inquiry and business management, and can also be used as a bank card, with cash access, transfer, Consumption and other financial functions.

Li Dongrong said that the social security card loaded with financial functions is an electronic certificate for cardholders to enjoy the rights of social security and public employment services. It has both the basic functions of social security services and the functions of banking services. The reliance on banks is now spread all over the country. The payment and settlement network provides participants with the payment and settlement methods for cardholders' payment, payment for treatment, settlement of expenses, and allocation of funds in other places, cash withdrawals, etc., thereby promoting the realization of the goal of “one card, multi-purpose, nationwide” and achieving functions. The effective combination of sex and portability greatly saves social resources and avoids redundant construction, which is of great significance for creating a conservation-oriented society.

There is no conflict between the financial IC card and the Financial Times Reporter: What is the relationship between the financial social security card and the financial IC card we have implemented? Is there a conflict? I would like to ask Deputy Minister Hu, you just said that for the first time, the issuance of cards has been reduced for free, and if you want to make up the cards, you need to pay the fees. Our child is a primary school student in Beijing. There is no charge for the first issue of the card. After joining the financial services function, who will bear the cost? Thank you.

Li Dongrong:

I will answer your first question. The issuance of a national unified social security card is a clear and key task for our country's "Twelfth Five-Year Plan" development plan. When General Secretary Hu Jintao collectively studied at the Political Bureau of the Central Committee, he emphasized that we must speed up the construction of public service facilities and service networks, and realize society as soon as possible. Protection card. Therefore, in the current promotion of the social security card that loads financial functions, this task is exactly a concrete action to implement this national development strategy. Therefore, it is an important and far-reaching social project, and the financial sector should fully support this. The promotion of work.

You just mentioned the work of the migration of financial IC cards. This is one of the important tasks in the development plan of the "12th Five-Year Plan" for finance. After the completion of the migration, financial IC cards have high security, large data storage capacity, and can carry multiple applications. The technical characteristics of the social security card will provide a technical basis for loading financial functions. Therefore, accelerating the development and application of financial IC cards during the “12th Five-Year Plan” period is an extremely favorable condition for the development of social security cards. At the same time, the social security card has loaded financial functions, and has opened up a broad space and field for the application of financial IC card interbank.

Hu Xiaoyi:

With regard to the issue of cost of issuing cards and the issue of fees, I have actually answered it. We are not a unified nationwide policy of pricing and harmonizing this card. The issuance of a card for the first time in Beijing is free. If the card is to be updated in the future, how will the cost be arranged? Beijing will also have positive considerations. At the end of the press conference, I will say a few words at the end. The issue of social security card loading financial functions is, at first glance, the cooperation between the two sectors at the technical level. It is actually about the vital interests of millions of people and our country. Social and economic development will have a profound impact on one thing.

Hu Xiaoyi:

Both the Human Resources and Social Security Department and the People's Bank of China believe that through such strategic cooperation, a win-win result can be achieved. But this win-win situation is not about the win-win situation of our two government departments. It is that the people have won convenient and efficient services, and taxpayers have also won the result of reducing administrative costs. Of course, the government has also won the ability to serve the people and use public resources efficiently.

Exterior Door

Exterior Door

Patio Doors,Storm Doors,Exterior Security Doors,Exterior Screen Doors

Zhejiang JiHengKang (JHK) Door Industry Co.,LTD , http://www.zjjhk.com

Posted on